What you actually keep each month house-hacking a Syracuse two-, three- or four-unit, at three real prices, across rates and rents, with the state, regional and city assistance programs that fund it and the income lines that decide which one you get. September 2026 edition, 19 pages, PDF.
The free Syracuse page on my site gives you one number: what the median surviving deal keeps at today's rate. This report is what you need when you are standing in a Northside listing at $225,000 wondering whether it is the good kind of Syracuse deal or the bad kind.
Inside: the same building priced line by line at the entry ($198,000), median ($240,000) and upper-quartile ($299,900) asking price from the 92 listings that survived the Foothold screen, priced both as a duplex and as a triplex, because 59 of the 92 survivors have three or four units and that changes the answer. A rate-by-price grid (5.50% to 7.50%) so the day you get a lender quote you read your own answer. Rent bands from eight readings, and the ZIP table of where the surviving listings actually sit, where 36 of the 92 are in a single ZIP. The assistance walkthrough with the income lines written out: SONYMA DPAL and the 60%-of-area-median line that separates $15,000 from $30,000, the FHLBNY grant that counts your tenant's rent against you, the city program with a $150,000 cap, and the new state lead registry that applies to you even as an owner-occupant. A worked example against my own $470,000 duplex, a 90-day checklist, the formula printed once so you can rebuild it, and 27 dated sources.
Pay what you want from $29. The free Syracuse page and every calculator on the site stay free either way; $29 covers the data refresh. Buyers of this edition get the December 2026 data edition at no charge. If it does not give you a clearer read on Syracuse than the free page did, reply within 30 days for a full refund.
Education, not financial advice. This is arithmetic on public data about a city, not a recommendation to buy any building or use any loan or program, and it knows nothing about your income, credit, debts or tax situation. Program rules and rates change without notice; every figure carries the date it was read. Talk to a SONYMA-participating lender, a HUD-approved housing counselor and a tax preparer before you act. Van to Vault is not a lender, broker, agent or advisor and receives no compensation from any lender or program named in the report.vantovault-syracuse-report-cover.png