This is the detailed version of my free roadmap: the exact path I took from living in a van to owning income real estate with no family money and no big salary.

Inside you get three things. The Playbook walks through all five stages, with the numbers, the scripts, and the down-payment assistance that made it possible. The Deal-Analyzer Toolkit is six plug-and-play calculators: affordability, savings timeline, debt payoff, house-hack analyzer, rent vs. buy, and refinance. And the Down-Payment Assistance Finder is a 15-minute workflow to find the grants and low-cost loans in your own county.

I'm hoping that the pdf and the tools are helpful to anyone starting their journey to homeownership. And please note that these are sourced from HUD, the CFPB, and other primary references. I also used AI to help bring these altogether.

Pay what you can. If money is tight, take it for less. I would rather it reach the people who need it than sit behind a price tag. If you can pay the suggested amount, it helps me keep building free tools. If you are interested but can't afford it, please reach out and I'll see what I can do!

$ USD